F-Classification Values Proposed Effective December 1, 2026
On August 4, 2026, the DCRB submitted Filing No. 2603 to the Delaware Department of Insurance. That filing proposed an overall change in the collectible rate level of -24.81% for F-Classifications in the residual market and an overall change of -26.28% for the voluntary market loss costs. The proposed effective date is December 1, 2026.
A complete listing of the proposals and supporting information comprising the DCRB’s December 1, 2026 filing appears below. Clicking on each listed item will allow you to review and/or download the filing materials as needed.
| File | Description |
|---|---|
| Filing Letter | |
| Actuarial Memorandum | |
| Exhibit 2 | Expense Loading |
| Exhibit 3 | Expense Study |
| Exhibit 4 | Internal Rate of Return Model |
| Exhibit 5 | Analysis of Experience |
| Exhibit 6 | U.S. Longshore & Harbor Workers' Compensation Coverage Percentage |
| Exhibit 8 | Tax Multiplier |
| Exhibit 9 | Rate & Loss Cost Formulae |
| Exhibit 10 | Derivation of F-Class Rates and Loss Costs |
| Exhibit 11 | Calculation of Expected Loss Rate Factors |
| Exhibit 12 | Manual Rates, Loss Costs and Expected Loss Rates |
| Exhibit 14 | Effect of 10/1/27 Benefit Change |
| P&C Filing Forms: - State-Specific Requirements - Property & Casualty Transmittal Document - Rate / Rule Filing Schedule |
|
| Manual Pages (with Changes Accepted) | |
| Manual Pages (with Changes) | |
August 11, 2026