Helping You Get It Right, Every Time
Whether you’re an agent assigning a code, an employer reviewing your premium, or a carrier submitting a policy, understanding the correct classification is critical to ensuring fairness and accuracy in workers compensation insurance.
At DCRB, we maintain Delaware’s workers compensation classification system, a structured, rule-based set of codes that help determine the appropriate premium based on the type of work being performed.
Our goal is to make this system clear, consistent, and easy to navigate, so you can:
- Select the right classification with confidence
- Avoid misclassifications that could result in audits, rework, or penalties
- Support accurate pricing, experience rating, and compliance across the board
The classification system doesn’t just serve the industry—it serves you, by making the process more predictable, equitable, and transparent.
Key Tools & Resources
-
Classification Research: Easily find the correct classification code for a job, operation, or business type
-
Classification Inquiry Form: Not sure which code to use? Request a classification review from our team.
Why Classifications Matter
A classification code plays a major role in determining a workers compensation premium. It reflects the type of work performed by employees and is used by insurance carriers to:
Every employee is encouraged to contribute ideas and discover future insights to further the worker’s compensation industry.
