Page 18 - Payroll & Premium by Class

Trends in Average Costs

Indemnity Severity vs. SAWW

1.70

1.60
Indemnity Severity
1.50 Trend
+3.2%
1.40
SAWW Trend
1.30 +2.1%

1.20

1.10

1.00

0.90
2010 2011 2012 2013 2014 2015 2016

DE Average Indemnity SAWW

Medical Severity vs. CPI-Medical
1.70
Medical Severity
1.60 Trend
+7.4%
1.50
CPI-Medical Trend
1.40 +2.9%

1.30

1.20

1.10

1.00

0.90
2010 2011 2012 2013 2014 2015 2016

DE Average Medical Medical CPI

Source: DE Rate Filing 2018