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Filing Letter
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Record of Joint Meeting - Actuarial and Classification &
Rating Committees, August 26, 2015 |
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Summary
of Material for Modification of Experience
("Brown Book") |
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Class Book |
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Exhibit
1 - Limited Losses |
Table I - Summary of Financial
Call Data |
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Exhibit
1a |
Excess Loss
Ratios and Loss Limitations |
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Exhibit
1b |
Table I
Reported Losses in Excess of Loss Limitations |
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Exhibit
2 - Limited Losses |
Paid and Incurred Loss Development
and Trend |
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Exhibit 2a - Limited Losses |
Graphs of Selected Loss
Development Projections |
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Exhibit 3 - Limited Losses |
Measures of Goodness of Fit in
Trend Calculations Using Severity Ratios |
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Exhibit
5 |
Graphs of Ultimate and Trended
Experience Components |
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Exhibit 6 - Limited Losses |
Retrospective Test of Trend
Projections for Severity
Ratios |
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Exhibit
7 |
Open Claim Ratios, Payout Ratios and
Average Claim Costs |
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Exhibit
7a |
Financial Data
Open Claim Ratios |
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Exhibit
8 |
Expense Study |
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Exhibit
9 |
Internal Rate of Return Model |
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Exhibit
10 |
Effect of 7/1/16 Benefit Change |
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Exhibit
11 |
Expense Loading |
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Exhibit
12 |
Indicated Residual Market
Rate Change |
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Exhibit
13 |
Experience Rating Plan |
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Exhibit
14 |
Delaware
Construction Classification Premium Adjustment Program |
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Exhibit
15 |
Rate and Loss Cost Formulae |
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Exhibit
16 |
Small Deductible Program |
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Exhibit
17a |
Empirical
Delaware Loss Distribution |
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Exhibit
17b |
Excess Loss (Pure Premium) Factors |
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Exhibit
17c |
Excess Loss Pure Premium Factors Adjusted
to Include ALAE |
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Exhibit
17d |
Excess Loss Premium Factors |
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Exhibit
17e |
Excess Loss Premium Factors Adjusted
to Include ALAE |
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Exhibit
18 |
State and
Hazard Group Relativities |
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Exhibit
19 |
Delaware Insurance Plan |
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Exhibit
20 |
Review of Experience Rating Plan
Parameters |
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Exhibit
21 |
Table B |
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Exhibit
22a |
Table II - Unit
Statistical Data |
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Exhibit
22b |
Table III - Unit
Statistical Data |
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Exhibit
22c |
Table IV - Unit
Statistical Data |
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Exhibit
23 |
Claim
Frequencies |
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Exhibit
24 |
Retrospective Development Factors |
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Exhibit
25 |
Tax Multiplier |
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Exhibit
27 |
Manual Rates, Loss Costs and
Expected Loss Rates |
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Exhibit
28 |
Index to
Classification Exhibits |
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Exhibit
29 |
Delaware Workplace Safety Program
& Merit Rating Program |
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Exhibit
30 |
Distribution of Residual Market
Rate Changes and Classifications with Proposed Capped Changes |
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Exhibit
31a |
Summary of
Indicated and Proposed
Residual Market Rates by Class Code |
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Exhibit
31b |
Summary of
Indicated and Proposed
Residual Market Rates by Percentage Change |
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Exhibit
33 |
Evaluation of
Senate Bill 238 of 2012 |
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Exhibit
34 |
Evaluation of
House Bill 175 of 2013 |
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Exhibit
35 |
Evaluation of
House Bill 373 of 2014 |
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Exhibit
1 - Unlimited Losses |
Table I - Summary of Financial
Call Data |
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Exhibit
2 - Unlimited Losses |
Paid and Incurred Loss Development
and Trend |
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Exhibit 2a - Unlimited Losses |
Graphs of Selected Loss
Development Projections |
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Exhibit 3 - Unlimited Losses |
Measures of Goodness of Fit in
Trend Calculations Using Severity Ratios |
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Exhibit 6 - Unlimited Losses |
Retrospective Test of Trend
Projections for Severity
Ratios |
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Proposed Manual Language: Delaware Construction
Classification Premium Adjustment Program - Calendar Quarters for
Qualifying Wages |
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DCRB Staff Memorandum of July 15, 2015: Proposed Revisions to Auditable
Payrolls |
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DCRB Staff Memorandum of
July 27, 2015: Proposed Manual Language
Revisions to Sections 1 and 2 (Housekeeping) |
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DCRB Staff Memorandum of August 7, 2015: Proposed Mergers of Code 287
into Code 924 and of Codes 442 and 443 into Code 445 |
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DCRB Staff Memorandum
of August 24, 2015: Proposed Revisions to Appeals Procedure |
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For
informational purposes: |
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DCRB Memorandum
of June 8, 2015 Regarding Evaluation of the Effects of the January 31,
2015 Medical Fee Schedule for Ambulatory Surgery Centers, with
attachments |
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DCRB
Memorandum of June 19, 2015 Regarding Evaluation of the Effects of the
January 31, 2015 Medical Fee Schedule for Hospital Outpatient Services,
with attachments |
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DCRB
Memorandum of June 26, 2015 Regarding Evaluation of the Effects of the
January 31, 2015 Medical Fee Schedule for Hospital Inpatient Services,
with attachments |
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DCRB
Memorandum of June 30, 2015 Regarding Evaluation of the Effects of the
January 31, 2015 Medical Fee Schedule for Professional Services, with
attachments |
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DCRB
Memorandum of July 27, 2015 Summarizing the DCRB's Evaluations of the
Effects of the January 31, 2015 Medical Fee Schedules, with attachments |
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Completed Copies of the Following Property & Casualty Filing Forms:
Filing Fee Form
State-Specific Requirements
Property & Casualty Transmittal Document
Rate / Rule Filing Schedule |
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Filing No. 1502 - Amendment of
November 13,
2015 |
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Filing Letter |
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Summary
of Material for Modification of Experience
("Brown Book") |
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Class book |
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Exhibit
12 |
Indicated Change in Residual Market
Rate and Voluntary Market Loss Costs |
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Exhibit
20 |
Review of Experience Rating Plan
Parameters |
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Exhibit
27 |
Manual Rates, Loss Costs and
Expected Loss Rates |
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Exhibit
28 |
Index and Supporting
Classification Exhibits |
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Exhibit
30 |
Distribution of Residual Market
Rate Changes |
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Exhibit
31a |
Summary of Indicated and Proposed
Residual Market Rates by Class Code |
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Exhibit
31b |
Summary of Indicated and Proposed
Residual Market Rates by Percentage Change |
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Completed Copies of the Following Property & Casualty Filing Forms:
Filing Fee Form
State Specific Requirements
Property & Casualty Transmittal Document
Property & Casualty Rate / Rule Filing Schedule |
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