Underwriting

DCRB’s underwriting tools help members access essential rating information, validate key pricing elements, and support consistent underwriting decisions. Built on DCRB’s actuarial foundation and commitment to transparency, these resources make it easier to retrieve experience rating outputs, benchmark authorized rates, and evaluate employer-specific factors that influence premium—quickly and confidently. 
image-14-1
data-rep1

Experience Modifications

Access Delaware Experience Rating Modifications and guidance for retrieving ratings and requesting worksheets and abstracts.

data-rep2

Experience Modification Calculator

Estimate Delaware intrastate Experience Modifications and run what-if scenarios by adjusting payroll and loss data.

data-rep3

Carrier Pricing Benchmark

Benchmark authorized manual rates by class and compare rates by carrier using sorting options for efficient review.

data-rep4

Rating and Underwriting Reference

View employer-specific pricing elements such as classifications, credits, and current and historical Experience Modifications.

data-rep5

WC Rating Notification

Get notified when Experience Modifications are issued for insureds through a Carrier Group Administrator–managed service.