Injury, Claim, and System Activity Overview
The Delaware State Activity Report provides a detailed view of workers’ compensation activity across the state, with a particular focus on injury characteristics, claim activity, and associated loss experience. Using data reported through statutory financial, unit statistical, indemnity, and medical reporting, the report examines how injuries occur, which types of injuries are most prevalent and costly, and how claim patterns vary across industries.
The 2024 report highlights recent injury trends, claim volumes, and loss drivers to support a clearer understanding of workplace risk, claim development, and system performance. Together, these insights help carriers, regulators, and stakeholders assess how injury experience continues to shape Delaware’s workers’ compensation system.
93%
Percentage of all medical dollars paid in Delaware workers’ compensation claims attributable to procedures.
What’s in the report
- Injuries involving the lower back, shoulders, and knees account for a significant share of total claims
- Stores and dealers generate the highest number of indemnity claims and total incurred losses, though they exhibit the lowest average cost per claim among major industry groups.
- Across claim ages, medical spending is dominated by procedural services, with drug costs representing a relatively small portion of total medical payments.