Supporting Accuracy & Transparency
Through DCRB’s tools and services, members can access reliable Experience Modification information that supports underwriting decisions, employer communications, regulatory compliance, and confidence in a fair statewide rating system.
By providing consistent access to Experience Modification data and supporting documentation, DCRB helps ensure:
- Premiums reflect verified loss and payroll data
- Employers receive clear, supportable explanations of experience modifications
- Carriers apply experience rating consistently across risks
- Regulators can rely on uniform, data-driven standards
This structured approach reinforces trust in Delaware’s workers’ compensation system and supports long-term market stability.
Start Here
Experience modification information is available through the Rating and Underwriting Reference, DCRB’s centralized resource for authoritative rating data. In addition to experience rating modifications, users can access:
- Merit Rating adjustments
- Classification descriptions and the Underwriting Guide
- Loss cost and rate information
This consolidated access point supports efficient research, consistent application of rules, and informed pricing decisions.
Understand the Details
Experience rating worksheets provide a detailed view of how an employer’s experience modification was calculated. Worksheets display payroll and loss experience over the prescribed experience period and include all statistical elements and formulas used in the calculation.
How to request
- Worksheets may be ordered through DCRB Special Services at policyinquiries@dcrb.com or (215) 320-4442
- Fee: $15 per worksheet
- Requests from parties other than the carrier of record must include a letter of authority on original employer letterhead authorizing release of data
Analyze Historical Experience
An Abstract of Experience summarizes payroll and loss information for an employer by policy year and provides individual claim details on a graduated scale. Abstracts are available for both rated and non-rated employers and are commonly used for underwriting review, historical analysis, and employer inquiries.
How to request
- Available through DCRB Special Services at policyinquiries@dcrb.com or (215) 320-4442
- Fee: $15 per employer
- Requests from parties other than the carrier of record require a letter of authority on original employer letterhead
- Abstracts are distributed via U.S. mail only