This privacy and security statement discloses the privacy and security practices for the Pennsylvania Compensation Rating Bureau/Delaware Compensation Rating Bureau, Inc. (PCRB/DCRB). We are committed to protecting the privacy of confidential information in our possession.
Information Collection and Use
PCRB/DCRB are the sole owners of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.
PCRB/DCRB collect personally identifiable information (information not otherwise available for public viewing), when you register for PCRB/DCRB accounts or when you complete and/or submit Financial Data Manager (FDM) Application information. This information is used to contact you, the member, about changes to the service and to provide a method for the PCRB/DCRB or the Insurance Department to contact the member for communications regarding the Financial Data Manager (FDM) Application or the Financial Data Incentive Program.
PCRB/DCRB also automatically records information on our server logs detailing user activity.
In order to access members-only features of this website, users must complete a registration form. During registration a user is required to give their contact information such as the name of a main contact person for their company, e-mail address of the contact person, address, phone number and User ID and Password. A Password will either be assigned by the PCRB/DCRB or by the Application.
Personally identifiable or sensitive information provided to the PCRB/DCRB at this site is not disclosed to third parties. However, from time to time, the PCRB/DCRB may be required by law to disclose personally identifiable, sensitive, non-public financial and insurance claims information to third parties in response to subpoenas, court orders, legal process or in response to the requests of the State Insurance Regulator. In the event that disclosure of such information is required, the member will be notified of the disclosure within a reasonable timeframe, and PCRB/DCRB will disclose to the party or parties receiving the information that the member has been notified of the disclosure.
The functions of the PCRB/DCRB include compiling financial data, classifying employers and proposing underwriting rules, policy forms, loss cost values and rating plans for workers compensation within their states. In order to carry out this function, aggregated insurance and financial data is compiled into various categories and reports. We will share that aggregated insurance and financial data with the State Insurance Regulator, our members, and the public. This aggregated information is otherwise not linked to any personally identifiable, sensitive information, except where expressly requested by the State Insurance Regulator.
This website contains links to other sites. Please be aware that PCRB/DCRB are not responsible for the privacy and security practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.
This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and off-line.
This site is also secured by firewalls to ensure that no unauthorized access is permitted. Firewalls are an additional safety method that guarantee that only people who know your ID and Password are able to access your account. You will be required to enter your private User ID and Password each time you access various Bureau applications. You should make sure that you do not share this information with others.
Correction/Updating Personal Information
If a user's personally identifiable contact information changes, if a member no longer desires our service, or if a member would like to disable a user, we will endeavor to provide a way to correct, update or remove that user's personal data provided to us.
Requests to change or update personal information or to change or disable a user are handled differently for each specific Application. Changes to the Users information can be made via the Application Login Member’s Portal or by sending an e-mail detailing your request to firstname.lastname@example.org for help.
Notification of Changes
If you have questions or concerns about this privacy and security statement, you should contact:
CIO/Vice President of Information Technology
215-568-2371, Extension 4429