Privacy

PRIVACY AND SECURITY STATEMENT

Introduction
Pennsylvania Compensation Rating Bureau/Delaware Compensation Rating Bureau, Inc. (“PCRB/DCRB", "we", "our", or "us") is committed to protecting the privacy and security of personal and confidential information in our possession. This Privacy and Security Statement outlines our data collection, usage, sharing, and security practices.

Information Collection and Use
PCRB/DCRB is the sole owner of the information collected on this website. We do not sell, rent, or share personal information with third parties except as disclosed in this statement or as required by law.

We collect personally identifiable information ("Personal Information") when you register for PCRB/DCRB accounts, complete and submit a Financial Data Manager (FDM) Application, or use certain features of our website. This information is used to communicate with you regarding service changes, the Financial Data Manager (FDM) Application, and the Financial Data Incentive Program.

Additionally, our servers automatically log non-personal data related to website usage, including IP addresses, browser type, and pages visited.

Registration
To access members-only features, users must complete a registration form. Required information may include the name of a primary contact person, their email address, PCRB/DCRB name, mailing address, phone number, and user credentials (User ID and Password). User credentials may be assigned by PCRB/DCRB or generated by the application.

Information Sharing and Disclosure
PCRB/DCRB does not disclose personally identifiable or sensitive information to third parties, except as follows:

• When required by law, including in response to subpoenas, court orders, legal processes, or regulatory agency requests.
• If disclosure is mandated by a state insurance regulator, users will be notified within a reasonable timeframe unless prohibited by law.
• Aggregated, non-personal financial and insurance data may be shared with regulatory agencies, our members, or the public for statistical and reporting purposes. Such data is not linked to any personally identifiable information unless expressly required by the state insurance regulator.

Cookies and Tracking Technologies
We use cookies (small text files stored on your device) to recognize repeat visitors, enhance user experience, and analyze website traffic. Cookies do not contain personally identifiable information. You may disable cookies through your browser settings, though certain site functionalities may be limited as a result.

Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of external websites. Users are encouraged to review the privacy policies of any linked sites.

Data Security
We implement industry-standard security measures to protect user information, including:

• Encryption protocols for sensitive data transmission.
• Firewalls and secure server infrastructure to prevent unauthorized access.
• Authentication requirements, including User ID and Password protection. Users are responsible for safeguarding their login credentials and should not share them with others.

Updating Personal Information
Users can update or correct their personal information through the Member’s Portal or by contacting us at centralsupport@pcrb.com. If a user no longer requires access, administrators can request account deactivation.

Policy Changes and Updates
We may update this privacy policy from time to time. Changes will be posted on our website, and significant updates will be communicated directly to users. If we plan to use personal information in a manner different from what was originally disclosed, we will notify users in advance and provide an opt-out option where applicable.

Contact Information
If you have any questions about this Privacy and Security Statement, please contact us at:

Lisa Linder
CIO/Vice President of Information Technology
Pennsylvania Compensation Rating Bureau
United Plaza Bldg. - Suite 1500
30 South 17th Street
Philadelphia, PA 19103-4007
215-568-2371 extension 4471