Filing No. 0404 December 1, 2004 Rate and Loss Cost Filing

On August 31, 2004 the Bureau submitted a residual market rate and voluntary market loss cost filing to the Delaware Insurance Department. That filing, designated as Bureau filing No. 0404, proposed revisions to residual market rates, voluntary market loss costs, related rating values and Manual rules effective December 1, 2004.

A complete listing of the proposals and supporting information comprising the Bureau’s December 1, 2004 loss cost filing appears below. Clicking on each listed item will allow you to review and/or download the filing materials as needed.

Copies of the filing material may be printed once the item(s) in question have been accessed. (Note: In total the filing is quite voluminous. Before printing be sure that you understand the magnitude of the file(s) you will be printing and how your system and equipment will respond to and/or be affected by a print command.)

Jump to Class Book

File	Description
Filing Letter
Record of meeting - Actuarial and Classification & Rating Committees, August 17, 2004
Summary of Material for Modification of Experience ("Brown Book")
Trends In Experience - Questionnaire for Leading Carrier Groups
Exhibit 1 - Limited Losses	Table I - Summary of Financial Call Data
Exhibit 1A	Excess Loss Factor and Policy Year Loss Limitations
Exhibit 1B	Reported Losses in Excess of Loss Limitations
Exhibit 2 - Limited Losses	Paid and Incurred Loss Development and Trend
Exhibit 2A - Limited Losses	Graphs of Selected Loss Development Projections
Exhibit 2B	Comparisons of 2003 and 2004 Filing Estimates of Ultimate Loss
Exhibit 3B - Limited Losses	Measures of Goodness of Fit in Trend Calculations Using Severity Ratios
Exhibit 5	Graphs of Ultimate and Trended Experience Components
Exhibit 6B - Limited Losses	Retrospective Test of Trend Projections for Severity Ratios
Exhibit 7	Closure Rates, Payout Ratios and Average Claim Costs
Exhibit 8	Expense Study
Exhibit 9	Internal Rate of Return Model
Exhibit 10	Effect of 7/l/05 Benefit Change
Exhibit 11	Expense Loading
Exhibit 12	Indicated Change in Residual Market Rate and Voluntary Market Loss Costs
Exhibit 13	Experience Rating Plan Performance
Exhibit 14	DCCPAP
Exhibit 15	Rate and Loss Cost Formulae
Exhibit 16	Small Deductible Program
Exhibit 17A	Excess Loss (Pure Premium) Factors
Exhibit 17B	Excess Loss (Pure Premium) Factors with Adjustment for Serious ALAE
Exhibit 17C	Excess Loss Premium Factors
Exhibit 17D	Excess Loss Premium Factors with Adjustment for Serious ALAE
Exhibit 18	State & Hazard Group Relativities
Exhibit 19	Delaware Insurance Plan
Exhibit 20	Review of Experience Rating Plan Parameters
Exhibit 21	Table B
Exhibit 22A	Table II - Unit Statistical Data
Exhibit 22B	Table III - Unit Statistical Data
Exhibit 22C	Table IV - Unit Statistical Data
Exhibit 23	Claim Frequencies
Exhibit 24	Retrospective Development Factors
Exhibit 25	Tax Multiplier
Exhibit 26	Summary of Indicated and Proposed Residual Market Rates
Exhibit 27	Manual Rates, Loss Costs and Expected Loss Rates
Exhibit 28	Index and Supporting Classification Exhibits
Exhibit 29	Delaware Workplace Safety Program & Merit Rating Program
Exhibit 30	Distribution of Residual Market Rate Changes
Exhibit 31A	Summary of Indicated and Proposed Residual Market Rates by Class Code
Exhibit 31B	Summary of Indicated and Proposed Residual Market Rates by Percentage Change
Exhibit 32	NCCI Filing Memorandum R-1385
Exhibit 1 - Unlimited Losses	Table I - Summary of Financial Call Data
Exhibit 2 - Unlimited Losses	Paid and Incurred Loss Development and Trend
Exhibit 2A - Unlimited Losses	Graphs of Selected Loss Development Projections
Exhibit 3B - Unlimited Losses	Measures of Goodness of Fit in Trend Calculations Using Severity Ratios
Exhibit 6B - Unlimited Losses	Retrospective Test of Trend Projections for Severity Ratios
DCRB Staff Memorandum of May 24, 2004: Executive Officers Exclusion Agreement
DCRB Staff Memorandum of June 9, 2004: Corporate Officer Weekly Minimum and Maximum Payrolls
DCRB Staff Memorandum of July 23, 2004: Manual Revisions to Section 1
DCRB Staff Memorandum of August 4, 2004: Notification Endorsement of Pending Law Change to Terrorism Insurance Act - WC 00 01 12
DCRB Staff Memorandum of August 5, 2004: Manual Revisions to Section 2 - Subclassification
DCRB Staff Memorandum of August 5, 2004: Employers Liability Coverage Endorsement WC 00 03 03 B and Federal Employers Liability Act Coverage - WC 01 01 04

File	Description
Index and Supporting Classification Exhibits	Review and/or download Index and supporting Classification Exhibits. File can be printed once accessed.
Class Book Instructions	Review and/or download instructions on how to use the Class Book file. File can be printed once accessed.
Class Book EXCEL File	Review and/or download the Class Book data in Excel format. The file also contains worksheets showing a record layout of the file, and for viewing or printing individual Class Book pages.
Medical-Only Claim Count Supplement to Class Book	Review and/or download Medical-Only Claim Count Supplement to the Class Book in Excel format.