Page 4 - Payroll & Premium by Class

Delaware Market Share

Delaware employers are required to secure their liability through private

insurance, the Delaware Workers Compensation Insurance Plan (DIP),
self-insurance, or self-insured groups. The DIP (“assigned risk” or
“residual market”) ensures that all employers have a means of meeting
their statutory obligation under the workers compensation law. The
DCRB collects data from all private insurance carriers that write workers
compensation business in Delaware.

Private carrier:
Deductible
18.7%

Delaware Private carrier:
Insurance Plan Non-deductible
12.0% 69.2%

% of Premium

Employers that choose to apply for self-insured status or join a certified
group self-insurance fund are not required to report any data to the DCRB.
Therefore, that data is not included in this exhibit.

Source: DE Rate Filing 2018 - USR Policy Year 2015