Page 4 - DE State Activity Report

Delaware Market Share

Delaware employers are required to secure their liability through private
insurance, the Delaware Workers Compensation Insurance Plan (DIP),
self-insurance, or self-insured groups. The DIP (“assigned risk” or
“residual market”) ensures that all employers have a means of meeting
their statutory obligation under the workers compensation law. The
DCRB collects data from all private insurance carriers that write workers

compensation business in Delaware.

Private carrier:
Deductible
11.6%

Delaware Insurance
Plan
10.4%

Private carrier:
Non‐deductible
78.0%

% of Premium

Employers that choose to apply for self-insured status or join a certified
group self-insurance fund are not required to report any data to the DCRB.
Therefore, that data is not included in this exhibit.

Source: DE Rate Filing 2016 ‐ USR Policy Year 2013